1. How do I know if I’m ready to buy a home in Texas?
If you have steady income, decent credit, and you're tired of renting, you might be ready! I can help you figure out the rest.
2. What’s the first step in the home buying process?
Getting pre-approved by a lender. That tells us your budget and helps when making offers.
3. How much money do I need to buy a house in Waxahachie or the DFW area?
You may only need 3–5% down, plus some closing costs. I’ll help you run the numbers.
4. What credit score is needed to buy a house in Texas?
Most loans require a 620 or higher, but some allow lower. We can work with what you’ve got.
5. What loan programs are available for first-time homebuyers in Texas?
Options include FHA, VA, USDA, and local assistance programs. I’ll help you choose the right one.
6. How long does it take to close on a house after going under contract?
Usually 30 days, give or take. I’ll make sure everything stays on track.
7. Can I buy a house and sell my current home at the same time?
Yes! It just takes planning. I’ll help you time everything right.
8. What does a buyer’s agent do, and do I have to pay one?
I represent you, negotiate for you, and guide you start to finish—and the seller usually pays my fee.
9. What’s the real estate market like right now in Waxahachie and Ellis County?
The market is active and competitive, but there are great homes out there. I can help you jump on the right one.
10. What are closing costs and how much should I expect to pay?
Closing costs are 2–5% of the home price. I’ll give you an estimate upfront.
